Terms & Conditions

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1. Introduction

Welcome to Karmik, a SaaS application designed to provide comprehensive solutions for your business needs. By accessing or using Karmik, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully. If you do not agree to these terms, do not use Karmik.

2. Use of the Service

  1. Eligibility: To use Karmik, you must be at least 18 years old and capable of forming a binding contract with us.

  2. Account Registration: You must create an account to use Karmik. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your password and any activities or actions under your account.

  3. License: Subject to these Terms, we grant you a non-exclusive, non-transferable, non-sublicensable, revocable license to access and use Karmik strictly in accordance with these Terms.

3. Prohibited Uses

You agree not to:

  • Use Karmik for any unlawful purpose or in any way that could harm us, our service providers, or any other person.

  • Use Karmik to create a product or service that is, directly or indirectly, competitive with or in any way a substitute for any of our products or services.

  • Attempt to gain unauthorized access to any portion or feature of Karmik, or any other systems or networks connected to Karmik.

  • Use Karmik in any manner that could disable, overburden, damage, or impair Karmik or interfere with any other party's use of Karmik.

4. Fees and Payment

  1. Subscription Plans: Karmik offers various subscription plans. By selecting a subscription plan, you agree to pay the applicable subscription fees and any taxes as described on our website.

  2. Billing: Subscription fees will be billed automatically at the start of the billing period. Your subscription will continue on a recurring basis until you cancel it.

  3. Refunds: Except as required by law, subscription fees are non-refundable.

5. Termination

We may terminate or suspend your account and bar access to Karmik immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach the Terms. Upon termination, your right to use Karmik will immediately cease. If you wish to terminate your account, you may simply discontinue using Karmik.

6. Limitation of Liability

To the fullest extent permitted by law, in no event shall Karmik, its affiliates, officers, directors, employees, agents, suppliers, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your use or inability to use Karmik.

  • Any unauthorized access to or use of our servers and/or any personal information stored therein.

  • Any interruption or cessation of transmission to or from Karmik.

  • Any bugs, viruses, trojan horses, or the like that may be transmitted to or through Karmik by any third party.

  • Any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available through Karmik.

7. Changes to the Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use Karmik after those revisions become effective, you agree to be bound by the revised terms.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law provisions.

9. Contact Us

If you have any questions about these Terms, please contact us at support@karmik.online